HUB International Kindersley: Professional Liability Insurance

What is professional liability?

There are so many external factors beyond your control that can affect your business success. Your company can be hit with allegations of misrepresentation, breach of contract or wrongful business practices. And it can happen more easily than you might think — at any time. Professional liability insurance can protect your organization if it does.

Professional liability insurance protects businesses against charges of negligence or harm, based on a professional service or advice you provided. It’s also known as errors and omissions (E&O) insurance.

Professional liability insurance covers defense costs, judgment, settlements and fines or penalties resulting from the allegations of misrepresentation, breach of professional services, wrongful business practices, misleading advice and conflict of interest.

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